Prabhu Bank International VISA Card is prepaid card which is accepted at all VISA Merchant outlets and VISA ATMs worldwide. This card provides easy payment option while travelling abroad. Prabhu Bank International VISA Card can be issued to a foreign currency accountholder and person travelling abroad using their passport facility (Foreign currency facility against Passport).
 
Features/Services:
  • Prabhu Bank International VISA Card is valid up to 1 years, within the validity period you can use your card as often as you like.
  • Card will have preset limit (equivalent to the eligible amount i.e. USD 2,500/- against the valid passport), cardholder can use their card up to the limit.
  • In case the card balance gets exhausted, the cardholder can reload the amount in his/her card against the valid document.
  • Card can be used at any ATM machine connected to Visa Network for cash withdrawal.
  • Card can be used at any POS terminal connected to Visa Network for the purchase of goods and services.
  • Transaction amount will be debited from the card balance on real time of transaction.
  • Along with the card one can also get his/her travel insured by buying travel insurance from Prabhu Bank.

Benefits:
  • No more hassle and risk of carrying cash.
  • Convenience of accessing from any VISA ATM/POS for 24 hours a day and 365 days in a year
  • No more hassle of chasing moneychanger for exchanging cash/traveler cheques.
  • Balance re-loads option.
  • One-stop financial solution- options of getting travel insured at attractive insurance premium.
For further details, please write us at card@prabhubank.com or visit our branch in your vicinity. 

Safety Tips

  • Sign on the white panel at the back side of the International Visa Card (just under the black stripe), and keep the card with you all the time or in a safe place.
  • A secret PIN code shall be provided separately in a sealed PIN Mailer for operating your International VISA Card. For security purpose, you are advised to memorize your PIN code and destroy the PIN Mailer.
  • For your safety, the bank has enabled mandatory PIN change every 60 days. Please insert safe and strong PIN.
  • Do not write your PIN on your International VISA Card or any documents related to your card that may be easily accessed by another person.
  • Do not bend your Prabhu Bank International VISA Card as well as do not expose it to extreme heat or electricity as Prabhu Bank International VISA Card is magnetically encoded and exposure to aforementioned things will render the card unusable on any electronic terminals.
  • Do not carry out transaction in the presence of a second person.
  • If your card is lost/stolen, please inform the bank immediately at Direct/Hunting Line: 014786058 so that unauthorized transaction can be blocked.
  • Check your account statement on regular basis. In case of any discrepancy, please communicate such transaction to the bank in writing. All such communication shall be submitted within 21 days of transaction. 

Eligibility

  • Individuals traveling to foreign country for personal or business purpose.
  • Students going abroad for further studies.
  • USD account holders traveling abroad for personal or business purpose.
  • Individuals with export income in USD, with NRB approval.
  • Individuals with specific approval from NRB for foreign exchange facility

Documents Required

  • For all applicants:
    • Complete application form
    • Valid Passport with confirmed air ticket
  • In addition, to the above documents, the following documents shall be obtained regarding the type of applicant:
  • For USD account holders – USD account details
  • For Students – No Objection Letter from Ministry of Education

Transaction Limits

Transaction Limit
  Description   International ATM (USD)   International POS (USD)
 Minimum per Transaction  2  2
 Maximum per transaction  1,000  1,000
 Maximum per Day  1,000  1,000
 Maximum per Month  2,500  2,500
 
 No. of Transaction per Day  15  15
 No. of Transaction per Month  450  450

Fee & Charges

Transaction Charges
  Network   Cash withdraw   Balance Enquiry
 Visa Network  USD 5  USD 0.75
 POS Transaction  No Charge  Not Allowed
 POS Cash Advance  USD 5  

Charge for service
  Description   USD
 Issuance  5
 Annual/Renewal Fee   5
 Reissue of Card  5
 Pin Re-Generation  1.5

Subscription Fee

Card Type Validity Subscription Fee Reissuance Fee
Visa Debit (Domestic) 3 Years Rs 300 Rs 300
Visa Debit (Domestic) 4 Years Rs 400 Rs 400
Visa Debit (Domestic) 5 Years Rs 500 Rs 500
Rupaiya Debit 2 Years Rs 200 Rs 200
Rupaiya Debit 3 Years Rs 250 Rs 250
Rupaiya Debit 4 Years Rs 300 Rs 300
Rupaiya Debit 5 Years Rs 350 Rs 350