VISA Debit Card is a smart alternative to cash and meant to make shopping more convenient. With the Prabhu Bank VISA Debit Card you can avail of wide range of privileges.

Prabhu Bank VISA Debit Card enables wider access to more than 400,000 ATMs and 2.5 million Point of Sales (POS) terminals in Nepal, India & Bhutan. With Prabhu Bank VISA Card you can access your account 24-hours a day, 7 days a week and enjoy greater convenience to facilitate your banking and financial needs.

Features/Service
  • Linked with bank account and cardholder can use up to the balance available in his/her account.
  • Valid in Nepal, India & Bhutan.
  • Acceptable at any ATM terminals connected with VISA networks for cash withdrawal.
  • Acceptable at any POS terminals connected with VISA networks for shopping of good or services.
Value added Benefits:
  • No more hassle and risk of carrying cash
  • No hassle to stay on queue over the counter for cash withdraw
  • Convenience of accessing account from any ATM/POS for 24 hours a day and 365 days in a year
  • Association with the international brand VISA International

For further details, please write us at card@prabhubank.com or visit our branch in your vicinity. 

Security Tips

  • Sign on the white panel at the back side of the Debit Card (just under the black stripe), and keep the card with you all the time or in a safe place.
  • A secret PIN code shall be provided separately in a sealed PIN Mailer for operating your VISA Debit Card. For security purpose, you are advised to memorize your PIN code, and destroy the PIN Mailer.
  • For your safety, the bank has enabled mandatory PIN change every 60 days. Please insert safe and strong.
  • Do not write your PIN on your VISA Debit Card or any documents related to your card that may be easily accessed by another person.
  • Do not bend your Prabhu Bank VISA Debit card as well as do not expose it to extreme heat or electricity as Prabhu Bank VISA Debit card is magnetically encoded and exposure to aforementioned things will render the card unusable on any electronic terminals.
  • Do not carry out transaction in the presence of a second person.
  • If your card is lost/stolen, inform the bank immediately on Direct/Hunting Line: 01-4786058 so that unauthorized transaction can be blocked.
  • Check your account statement on regular basis. In case of any discrepancy, please communicate such transaction to the bank in writing. All such communication shall be submitted within 21 days of transaction.

Transaction Limits

Transaction Limit
Description Nepal ATM Nepal POS India ATM India POS
(NPR) (NPR) (INR) (INR)
Minimum per Transaction 500 1 100 100
Maximum per Transaction 16,000 40,000 6,000 25,000
Maximum per Day 50,000 80,000 6,000 25,000
Maximum per Month 500,000 500,000 50,000 100,000
Maximum No. of Transaction per Day 5 5 5 5
Maximum No. of Transaction per Month 150 150 150 150

Fee & Charges

Service Fee
Description (NPR)
Issuance/Subscription Fee 250
Reissue Fee 250
Pin Re-Generation Fee 100


Transaction Fee
Network Cash withdraw Balance Enquiry
(NPR) (NPR)
Prabhu Bank  Ltd. No Charge No Charge
Himalayan Bank Ltd. (HBL) 20 3
SCT Member Bank 30 5
VISA Network: 150 50
 Bank Like…
1. Nabil Bank
2. Nepal Investment Bank.
3. Rastriya Banijya Bank
4.Standard Chartered Bank
India Visa Network 250 50
POS Transaction No Charge NA

Subscription Fee

Card Type Validity Subscription Fee Reissuance Fee
Visa Debit (Domestic) 3 Years Rs 300 Rs 300
Visa Debit (Domestic) 4 Years Rs 400 Rs 400
Visa Debit (Domestic) 5 Years Rs 500 Rs 500
Rupaiya Debit 2 Years Rs 200 Rs 200
Rupaiya Debit 3 Years Rs 250 Rs 250
Rupaiya Debit 4 Years Rs 300 Rs 300
Rupaiya Debit 5 Years Rs 350 Rs 350