Cards/ATMs
Debit Card
Visa Debit Card
Debit Card is a smart alternative to cash and meant to make shopping more convenient. Which has direct access to your bank account, for fulfilling your daily payment and cash requirements. It is an alternative payment method to cash and cheques, which enable you to pay directly during purchases of goods and services from merchants (POS Outlets) or draw cash from ATM terminals.
Features of Visa Debit Card
- Card request, pin refresh & card block/unblock through Digi Prabhu App
- Can be used to draw cash from all Visa affiliated ATMs in Nepal, India and Bhutan
- Accepted as the mode of payment at all Visa affiliated merchant locations (POS Outlets) within the territory of Nepal, India and Bhutan
- Eco-Friendly Green PIN & 3D secures e-commerce online transaction
- No charges are levied for the purchase of goods and services from merchant (POS) outlets and online payments.
Card Service Fees
- Card Issuance NPR 1500 for 4 years on pro-rate basis i.e. NPR 375
- Card Replacement Fee Rs. 375
- E-com activation charge: NIL
- Cost effectively as compared to other bank
Eligibility
Customer who operates/maintains an individual Savings account with any branch
Card Validity: 4 years
Transaction Fees
| Transaction | Visa Debit Card | Fees |
| Cash withdraw | ATM / POS Type | - |
| Prabhu ATM | - | |
| ATM, Nepal | 15NPR | |
| ATM, India | 250NPR (Subject to change as per acquirer bank) | |
| Balance Inquiry | Prabhu ATM | - |
| Nepal | 15NPR | |
| Purchase (POS) | India | 50NPR |
| NIL | - |
Transaction Limits (maximum)
| Transaction Limit | Nepal | India | |
| ATM | Max Per txn | 25,000.00 NPR | 10,000.00 INR |
| Daily txn | 100,000.00 NPR | 10,000.00 INR | |
| Monthly Txn | 400,000.00 NPR | 100,000.00 INR | |
| POS | Max Per txn | 100,000.00 NPR | 100,000.00 INR |
| Daily txn | 200,000.00 NPR | 100,000.00 INR | |
| Monthly Txn | 500,000.00 NPR | 100,000.00 INR | |
| E-COM | Max Per txn | 100,000.00 NPR | 40,000.00 NPR |
| Daily txn | 100,000.00 NPR | 80,000.00 NPR | |
| Monthly Txn | 300,000.00 NPR | 160,000.00 NPR | |
| Transaction Count | Daily Count |
10 |
10 |
| Monthly Count | 150 | 150 |
Limit is subject to change (Hospital, medical shops) in case of POS transaction in India
For further information, please contact
Prabhu Bank Card Center Head Office, Babarmahal Kathmandu Email: card.operation@prabhubank.com Phone: +97715719014, 9851114742
Toll free: 1660-010-7777
Visa Business Debit Card
This product is designed and branded purely for the business houses only where a Debit Card is issued against their Business/operating account which can be used to fulfill their daily expenses, vendor payments and travel requirements etc. This Business Debit Card can be provided to business houses (small businesses, SMEs, mid & large corporate houses etc.) who have been maintaining operating account with us and use this account for their day to day operation.
Features of Visa Business Debit Card
- Issue to Firms, companies, corporate/business houses, schools/colleges/universities, hotels/restaurants, hospitals etc.
- Can be used to draw cash from all Visa affiliated ATMs in Nepal, India& Bhutan.
- Accepted as the mode of payment at all Visa affiliated merchant locations (POS Outlets) within the territory of Nepal, India& Bhutan.
- Eco-Friendly Green PIN & 3D secures e-commerce online transaction.
- No charges are levied for using Prabhu Debit card at Prabhu ATM terminals.
- No charges are levied for the purchase of goods and services from merchant (POS) outlets and online payments
Documents Required
- Duly filled and signed Business Debit Card application form.
- Board Minutes/Company's Decision to issue card in the company account.
- Debit Authority for debiting account for necessary fees & charges in company's letter head
Card Fee and charges
- Issuance Charge: NPR 500
- Card replacement/reissue charge: NPR500
- E-com activation charge: NIL
- Annual Fee: NPR 500.00 (from second year onwards
The fees, charges and commission may as per changes in standard Tariff of charges (STC) of the bank
Validity of Card: 4 Years
Transaction Limit
| Limit of Cash withdrawal | In Nepal: NPR 1 lakh/ day & 4 lakhs / month |
| In India: INR 10 thousand/day & INR 1 lakh/month* | |
| Limit on Purchases | In Nepal: NPR 5 lakhs / day & 10 lakhs / month |
| In India: INR 1 lakh /day /month* (however, such limit is not restricted on hospital & medicine bill payments) | |
| Limit on e-commerce | In Nepal: NPR 5 lakhs/ day & 10 lakhs/month |
| In India: INR 50 Thousand day & 1 lakhs month |
For further information, please contact Prabhu Bank Card Center Head Office, Babarmahal Kathmandu Email: card.operation@prabhubank.com Phone: +97715719014, 9851114742
Toll free: 1660-010-7777
Credit Card
Credit Card is a payment card with the option of making a purchase on credit as ‘Spend Now Pay Later’. Prabhu Bank is providing this service associating with VISA International. Prabhu Credit Card enables wider access to ATMs & PoS terminals and enjoy greater convenience to facilitate your financial needs.
Transaction Limits (maximum)
| Card Type | Per Transaction | Per Day | Per Month | |||
| Cash Withdrawal | PoS | Cash Withdrawal | PoS | Cash Withdrawal | PoS | |
| VISA Domestic (NPR) | 25,000 | 1,00,000 | 1,00,000 | 2,00,000 | 400,000 | 500,000 |
| VISA Domestic (INR) | 10,000 | 25,000 | 10,000 | 25,000 | 100,000 | 100,000 |
*Cash withdrawal shall not be allowed more than 10% of Credit Card Limit.
For further details; please write us at card@prabhubank.com or visit our branch in your vicinity.