Cards

Visa Debit Card

Visa Debit Card

Debit Card is a smart alternative to cash and meant to make shopping more convenient. Which has direct access to your bank account, for fulfilling your daily payment and cash requirements. It is an alternative payment method to cash and cheques, which enable you to pay directly during purchases of goods and services from merchants (POS Outlets) or draw cash from ATM terminals.

Eligibility

Customer who operates/maintains an individual Savings account with any branch

Card Validity: 4 years

Feature of VISA Debit Card

Card request, pin refresh & card block/unblock through Digi Prabhu App
Can be used to draw cash from all Visa affiliated ATMs in Nepal, India and Bhutan
Accepted as the mode of payment at all Visa affiliated merchant locations (POS Outlets) within the territory of Nepal, India and Bhutan
Eco-Friendly Green PIN & 3D secures e-commerce online transaction
No charges are levied for the purchase of goods and services from merchant (POS) outlets and online payments.

Card Service Fees

Card Issuance NPR 1500 for 4 years on pro-rate basis i.e. NPR 375.
Card Replacement Fee Rs. 375.
E-com activation charge: NIL.
Cost effectively as compared to other bank.

Transaction Fees

Transaction	Visa Debit Card	Fees
Cash withdraw	ATM / POS Type	-
	Prabhu ATM	-
	ATM, Nepal	15 NPR
	ATM, India	250NPR (Subject to change as per acquirer bank)
Balance Inquiry	Prabhu ATM	-
Balance Inquiry	Nepal	15 NPR
Purchase (POS)	India	50 NPR
Purchase (POS)	NIL	-

Transaction Limit:

Transaction Limit		Nepal	India
ATM	Max Per txn	25,000.00 NPR	10,000.00 INR
	Daily txn	100,000.00 NPR	10,000.00 INR
	Monthly Txn	400,000.00 NPR	100,000.00 INR
POS	Max Per txn	100,000.00 NPR	100,000.00 INR
	Daily txn	200,000.00 NPR	100,000.00 INR
	Monthly Txn	500,000.00 NPR	100,000.00 INR
E-COM	Max Per txn	100,000.00 NPR	40,000.00 NPR
	Daily txn	100,000.00 NPR	80,000.00 NPR
	Monthly Txn	300,000.00 NPR	160,000.00 NPR
Transaction Count	Daily Count	10	10
Transaction Count	Monthly Count	150	150